Let's see what else Agricultural Bank can do for us.

"my loan is now repaid in the first quarter, and I really can't take care of it when the farmer is busy. I wish I could prolong the loan repayment cycle." Mei Jun, a "post-80s" family farmer in Yonghong Village, Touzao Town, Dongtai City, Jiangsu Province.

Nie Ming, a big grain grower from Xintaizi Town, Tieling County, Tieling City, Liaoning Province, said: "the profits from farming are relatively low, and it would be better to have some financial discount loans."

GE Xiang, head of the Dafeng Agricultural Professional Cooperative in Fuyang City, Anhui Province, asked: "can we carry out joint guarantee loans for large grain growers?" Can the credit line of farmers be further expanded? "

Twenty major grain growers and agricultural enterprise operators from Shandong, Anhui, Liaoning, Xinjiang and other provinces and regions attended the first financial training course for new agricultural operators held by the Agricultural Bank of China in Beijing a few days ago. At the symposium between the relevant departments of the Agricultural Bank of China and the big grain growers specially held in the training course, the representatives of these new business entities expressed their financial needs in production practice one after another.

In the face of everyone's inquiry, Liu Renju, head of the Farmer Finance Department of the Agricultural Bank of China, introduced the innovative guarantee methods of the Agricultural Bank of China and the pilot situation in some regions in order to solve the problem of loan guarantee.

Jiangsu Branch of Agricultural Bank of China actively innovates loan guarantee methods, cooperates with Jiangsu Provincial Department of Finance and Jiangsu Provincial Committee of Agriculture to establish a government credit enhancement mechanism and sign the "Jinnong loan" risk compensation Fund Cooperation Agreement to support the development of modern agriculture. According to the mode of "Agricultural Bank + risk compensation Fund guarantee + Farmers", "Golden Agricultural loan" is guaranteed by the financial risk compensation fund provided by the government. Loans are granted to qualified members of farmers' professional cooperatives, professional large families, family farms and other new agricultural operators in the province, with a single household financing limit of no more than 2 million yuan. The bank also aims at policies such as the main object of new agricultural management and the reform of rural land property rights, supporting the introduction of "agriculture, rural areas and farmers" exclusive products, such as agricultural industry chain farmers' loans, professional large households (family farms) loans, rural land contractual management rights mortgage loans, agricultural machinery purchase farmers' loans, and so on.

"I have planted 122 mu of land in this village through land transfer, half of which grow wheat and rice, and half engage in greenhouse efficient agriculture. At the same time, 800 mu of land was contracted in Xinxing Town, Tinghu District, and a steel shed was built. The one who supports me to realize this family farm dream is the 'Golden Agricultural loan' of Jiangsu Agricultural Bank. " Mei Jun hopes that more peasant brothers can understand and enjoy the financial services of Agricultural Bank of China.

Zhao Zhongshi, director of the "agriculture, rural areas and farmers" business of the Agricultural Bank of China, said to the big growers that serving "agriculture, rural areas and farmers" is the eternal theme of the Agricultural Bank, and the development of new agricultural operators is one of the important trends in the development of modern agriculture at present and in the future. In 2015, the Agricultural Bank plans to hold 2-3 training courses for new agricultural operators in the head office, the first-level branch and the second-level branch respectively, with a total of about 1000, and tens of thousands of new agricultural operators will be trained. At the same time, according to the "ten thousand households of large-scale agriculture" plan, this year, the Agricultural Bank will support 150000 new large-scale farmers (professional large households, family farms), provide them with comprehensive financial services, and plan to increase loans for farmers by more than 20 billion yuan.