The Agricultural Insurance Law was approved and sent to the Legislative Yuan. In the future, natural disasters, pests and diseases can be claimed. The target covers 60% of cultivated land.
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Following the introduction of farmers' income insurance for the first time in agricultural history, today (18) the Agricultural Insurance Law was formally approved by the Executive Yuan and will be submitted to the Legislative Yuan for deliberation. In the future, farmers will be able to settle their claims when they encounter natural disasters, animal and plant diseases and insect pests. The Council of Agriculture will provide farmers with up to 50% subsidy for insurance costs, set up an agricultural insurance fund, and use the co-insurance and reinsurance mechanisms in the insurance industry to disperse risks and build a complete safety net for agricultural income.
Li Congyong, deputy director of the Agricultural Finance Bureau of the Council of Agriculture, said that over the past 15 years, the average annual disaster loss was 12.3 billion yuan, and the annual cash assistance amount of the Council of Agriculture was 3.1 billion yuan, meaning that other 9.2 billion yuan farmers had to absorb it on their own. According to past data, major disasters even often look at 30 billion yuan. Most countries have set up special laws on agricultural insurance to improve agricultural operation security and strengthen farmers' risk management ability. Increase and stabilize the income of farmers.
Chairman Chen Jizhong (Photo courtesy of / Council of Agriculture)
Farmers: the insurance policy can indeed avoid risks and encourage farmers to join in more.
Liu Lin, the first Taichung pear farmer to take out agricultural insurance, said that planting Gaojiao pears is vulnerable to natural disasters. Over the past four years, the total amount of compensation received is more than 200,000, which is more or less helpful, and will continue to be insured after that.
Chen Jiade, a grouper farmer in Linbian Township, Pingtung County, says that grouper has its own insurance policy, and that in the area of aquaculture insurance, the premium burden is low, but it can protect itself in the event of typhoon and cold snap, and the Council of Agriculture has established a sound system to build confidence, so that they have the courage to continue to expand investment.
Chen Qiuchi, an animal husbandry worker in Fangyuan, Changhua, said that 47% of the egg production in Changhua is in Changhua, while that in Fangyuan Township is 23%. Layers are most afraid of bird flu, but the compensation for bird flu policy culling is up to 60%. The Council of Agriculture shares half of the cost when it is insured. This policy is very good for farmers, and it is recommended that farmers who have not yet been insured should join as soon as possible.
Note: what is reinsurance? After the individual insurance company accepts the insurance and the insurance policy is established, in order to avoid taking on all the risks of the insurance policy alone, it will seek reinsurance from the reinsurance company and transfer the risk to the reinsurance company, which is reinsurance. After a number of insurance companies accept the underwriting of the same item, when the reinsurance company sits on the reinsurance action, the risk and cost of the reinsurance company and the insurance policy will be further reduced. Once there is a claim settlement, the reinsurance company will also settle the claim premium to the insurance company.
Pioneering work in the history of agriculture in Taiwan! Banana income insurance will be offered for the first time, regardless of market collapse or natural disaster.
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Kaohsiung cantaloupe and watermelon are listed as disaster relief areas.
Yesterday (17), Chen Qimai, vice president of the Executive Yuan, accompanied by legislator Qiu Yiying and Director Hu Zhongyi of the Agriculture and Food Administration of the Council of Agriculture, visited farmers in Qishan and Meinong, Kaohsiung, and showed concern for them. Vice President Chen Qimai pointed out that melons are under the banner.
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