Solving the problems of agriculture, rural areas and farmers is still the top priority.

Before the end of last year, the two major economic and rural conferences held by the central government successively put the work of "agriculture, rural areas and farmers" in 2007 at a strategic height of top priority. After the Central Economic work Conference made overall arrangements for the work of "agriculture, rural areas and farmers" from a macro perspective, the Central Rural work Conference further made specific arrangements. The financial industry should attach great importance to the new changes in the working spirit of agriculture, rural areas and farmers by the central government, so as to make corresponding arrangements and adjustments.

One of the changes is that the central authorities first sounded the alarm about the signs of relaxing the work of "agriculture, rural areas and farmers" in some places and severely emphasized the strategic importance of the work of "agriculture, rural areas and farmers". The Central Economic work Conference listed the work of "agriculture, rural areas and farmers" as the second of the eight major tasks of economic work in 2007, and put forward the guiding principle of "three noes": the strategic thinking that persisting in solving the problems of "agriculture, rural areas and farmers" is the top priority of the work of the whole party should not be shaken at all. the tasks of promoting the stable development of agriculture and increasing farmers' income cannot be relaxed, and the work of firmly promoting the construction of a new countryside cannot be weakened. On the other hand, the Central Rural work Conference expanded the principle of "three noes" to "four noes", and another specially added "one no" is that the policy of supporting agriculture and benefiting farmers cannot be weakened at all.

The second change, the central government clearly put forward that the development of modern agriculture is the primary task of new rural construction. The Central Economic work Conference proposed that the development of modern agriculture should be regarded as the focal point for promoting the construction of a new socialist countryside. On the other hand, the Central Rural work Conference held later raised the "focus" to the height of the "primary task", which shows that the central government pays more and more attention to modern agriculture.

Third, the central government clearly put forward that the policy of supporting and benefiting agriculture should not only be consolidated and improved, but also be further strengthened. At present, agriculture and rural areas have been looking forward to for many years, but they are also faced with many outstanding contradictions and problems, and the development of agriculture and rural areas is still in a difficult climbing stage. The better the situation is, the more it is necessary to keep a clear head and enhance the sense of hardship and crisis. Therefore, only if we continue to adhere to the principle of industry feeding agriculture, cities supporting rural areas and giving more to rural areas, consolidate, improve and strengthen the policy of supporting agriculture and benefiting agriculture, earnestly increase agricultural investment, actively promote the construction of modern agriculture, and strengthen rural public services, only by deepening the comprehensive reform of rural areas can we develop the rural economy well and quickly and guide the construction of a new countryside to advance healthily.

The spirit of the central government on effectively increasing investment in agriculture is soon reflected in fiscal policy: in 2007, most of the new government investment in China will be spent on new rural construction, ensuring that the total scale and proportion of investment in new rural construction are higher than in 2006. According to the National Financial work Conference, in 2007, we will continue to conscientiously implement the policy that the new expenditure on education, health, and culture will be mainly spent on rural areas, and the income from land sales should ensure that compensation fees for land expropriation and demolition are paid in full. The proportion used for agricultural land development and rural infrastructure construction should be gradually increased. Minister of Finance Jin Renqing said that in 2007, the sunshine of public finance will further shine on the vast rural areas. Wuyunqimg, vice chairman of the standing Committee of the National people's Congress, also suggested a few days ago that it is necessary to "study and establish a scientific and standardized agricultural input mechanism with reasonable structure and clear objectives to ensure the steady growth of financial funds for supporting agriculture." If finance is one leg of agricultural investment, then finance is the other leg of agricultural investment. How can the financial industry adapt to the new spirit and changes of the central government on agricultural and rural work?

First of all, rural finance should adhere to the principle of serving agriculture, rural areas and farmers unswervingly, and continue to increase credit support for agriculture under the premise of commercial sustainability. With the steady development of agriculture and rural areas, with the increasing expansion of national financial investment in rural areas, the productivity and consumption capacity of rural areas will be enhanced day by day, so the demand for financial services and financial consumption capacity of rural areas will also be enhanced day by day. Rural finance will usher in a broader and broader space, the development of finance in rural areas will not be doing nothing, but will make great achievements. Secondly, we should adhere to the principle of moderate competition and introduce diversified ownership financial institutions into the field of rural financial services. With the release of the CBRC's "several opinions on adjusting and relaxing the access Policy of Banking Financial institutions in Rural areas to better support the Construction of a New Socialist Countryside" before the end of the New year, the coverage of rural financial services is expected to be effectively improved. Thirdly, we should adhere to the principle of overall layout, and this year, when considering the reform of rural credit cooperatives, the reform of postal savings, the reform orientation of the Agricultural Bank of China and the Agricultural Development Bank, we should take overall consideration in accordance with the purpose of serving agriculture and rural areas. Fourth, the gradual establishment of an agricultural policy insurance system is an important measure to solve the problems of agriculture, rural areas and farmers. Agricultural policy insurance should be taken as a major new policy to support agriculture this year, and insurance premium subsidies should be included in the central and local budgets. Fifth, we should study how to support the development of modern agriculture. According to the spirit of the Central Rural work Conference, the six general ideas for the development of modern agriculture are "equipping agriculture with modern material conditions, transforming agriculture with modern science and technology, promoting agriculture with modern industrial system, promoting agriculture with modern management forms, leading agriculture with the concept of modern development, and developing agriculture with training new farmers." These six aspects should be the "main direction" of financial services this year.