The Road to Wealth of "Cow Commander"

At 5: 00 in the morning, 45-year-old Yang Pingzi got up early to prepare forage for nearly 100 cows in the barn. In early summer, the weather was rainy and the grass grew luxuriantly on the edge of the field. This is the beginning of a normal day for "Cow Commander" Yang Pingzi.

In 2012, Yang Pingzi rented a dairy shed, bought five cows and became a farmer in the "Hongfu" dairy farm in Jiaojiang. The milk milked by dairy producers every day is purchased by dairy producers. Sales channels are guaranteed, and increasing production is the key. All savings have been invested. Where will the money come from when you buy new cows? Yang Ziping thought of getting a loan from the bank.

"as soon as they heard that I had only five cows and non-local household registration, they did not have any assets and did not lend them to me."

At a loss, Yang Pingzi came across a Taizhou Bank loan officer who came to visit the marketing of Sanjia Farm. He told the loan officer about his "business plan" and took the loan officer to his dairy shed. When the loan officer looked at the scene, it was obvious that the cow had been taken good care of, each of them was in high spirits, and the cowshed was cleaned. Two days later, a small loan of 30,000 yuan was granted to Yang Pingzi. Since then, the scale of dairy farming has become larger and larger, reaching 40 in 2014 and nearly 100 at the beginning of 2016. the scale has increased, and the demand for funds has expanded at the same time. The amount of small loans in Taizhou Bank has also increased from 30, 000 yuan at the beginning to 80, 000 yuan. And then to the most recent 100000 yuan.

Thanks to the efforts of husband and wife, the dairy farming business is getting better and better. now Yang Pingzi has become a big cattle farmer in the top three farms, earning nearly 200000 yuan a year. Over the past few years, as the eldest daughter got married, her daughter and son-in-law began to engage in dairy farming. Yang Pingzi also called his brother-in-law from his hometown to Taizhou to engage in this industry. Today, son-in-law Li Yong and brother-in-law Yao Jiahu have also become customers of small loans, following in the footsteps of Yang Pingzi and getting rich together.

The reporter learned that "small loan" is a characteristic loan product launched by Taizhou Bank in 2006, which mainly serves small and micro enterprises, individual industrial and commercial households, family workshops and peasant households. Over the past 10 years, small loans have been granted a total of 71.6 billion yuan, supporting nearly 530000 of small and micro customers. Among them, there are many entrepreneurs like Yang Pingzi who work in different places. Small loans do not emphasize collateral, and the loan threshold is low. Loan officers also visit households to provide "one-to-one" intimate services, providing suitable financial products for workers who were unable to obtain credit support from financial institutions in the past. "Cow Commander" 's road to success is increasingly being "copied".

(GE Xing)