Application conditions for interest-free loans in rural areas

Interest-free loans in rural areas are often given financial discount loans by the relevant policies of the state. Farmers can apply for interest-free loans to rural credit cooperatives, such as student loans, start-up loans and so on. So, how to apply for interest-free loans through rural credit cooperatives? What are the conditions for applying for interest-free loans in rural credit cooperatives and what materials need to be submitted?

Application conditions for interest-free loans in rural areas

① borrowers' families are in trouble and need the support of the state. ② borrowers are upright and keep their promises. The projects that ③ borrowers apply for loans to support are national policy. ④ borrowers have full civil capacity and repayment ability.

Application object of interest-free loan in rural areas

1. Student loans: full-time junior college, undergraduate and graduate students (including the second bachelor's degree) from families with financial difficulties can apply for student loans from rural credit cooperatives.

2. Start-up loans: with unemployment registration, profitable start-up projects and start-up funds, they have considerable sources of income and repayment ability. at the same time, it is in line with college graduates, veterans, rural women and other groups who apply for entrepreneurial loans.

Application materials for interest-free loans in rural areas

1. Student loan: the admission notice of the university, the student card or the study certificate issued by the university, and the identity certificate of the individual and the joint payer. Poverty certificate issued by community neighborhood committee and village committee.

2. Start-up loans: if laid-off workers apply for entrepreneurial loans, they need to submit a copy of the "re-employment preferential certificate" issued by the labor security department, and the university graduates need to submit a copy of the "diploma" and the "unemployment certificate" issued by the labor security department. Veterans need to hold a certificate of discharge and a copy of the "unemployment certificate" issued by the labor security department.