How much does rural old-age insurance cost?

Rural old-age insurance refers to the old-age insurance system with rural non-urban household registration as the insurance object. many areas have not established a rural social pension system, and there are many defects in the established areas, and there are also a lot of problems in operation. and in reality, many people do not know how to pay rural old-age insurance in the end, let's take a look at how much rural old-age insurance needs to pay!

How many years does rural endowment insurance pay?

The elderly with household registration in rural areas who have reached the age of 60 and do not enjoy the basic old-age insurance benefits for urban workers may receive a monthly pension. When the new agricultural insurance system is implemented, those who have reached the age of 60 and have not enjoyed the treatment of basic old-age insurance for urban workers shall not have to pay fees and can receive basic pensions on a monthly basis, but their children who meet the conditions for participating in the insurance shall be insured and paid. If it is less than 15 years from the age of receipt, the annual fee shall be paid, and the supplementary payment shall be allowed, and the cumulative payment shall not exceed 15 years. If the collection age is more than 15 years, the annual fee shall be paid, and the cumulative payment shall be not less than 15 years. It is necessary to guide young and middle-aged farmers to actively participate in insurance, pay long-term fees and earn more for long-term payment, and the specific measures shall be formulated by the people's governments of provinces (autonomous regions and municipalities).

Rights and interests of objects of rural old-age insurance

1. If the applicant dies during the payment period, the individual shall pay all principal and interest and return it to his legal heir or designated beneficiary.

2. The policy-holder shall receive a pension with a guarantee period of ten years. If a person dies after receiving a pension for less than ten years, the balance of the pension during the guarantee period may be inherited. If there is no heir or designated beneficiary, the funeral expenses shall be paid in accordance with the relevant provisions of the rural social endowment insurance administrative institution. Those who have lived for more than ten years shall pay a pension until their death.

3. The insurance object is moved from the county (city) to other places. If the rural social endowment insurance system has not been established in the relocation area, all the principal and interest paid by the individual can be refunded to himself.

4. If the insured turn from agriculture to non-agriculture, such as public recruitment, promotion, academic examination, etc., the insurance relationship (including funds) can be transferred to a new insurance track, or all principal and interest paid by individuals can be returned to themselves.

How much is the rural old-age insurance?

1. Each county and city clearly defines the individual payment, and the insured individual pays the endowment insurance premium annually, and the payment standard is set at 100,200,300,400,500,600,700,800,900 and 1000 yuan. The insured can voluntarily choose the individual payment standard according to their own and family economic conditions, and pay more.

2. In terms of export subsidies, a minimum subsidy of 45,065 yuan per person per year and a minimum pension standard of 120 yuan per person per month are determined respectively. At the same time, long-term contributions are encouraged, and for farmers and herdsmen who have made cumulative contributions for more than 15 years, the basic pension will be increased by no less than 2 yuan per month for each year of increase.

3. In terms of import subsidies, the minimum subsidy of 20 to 60 yuan per person per year will be determined respectively. At the same time, encourage more payment, for those who choose more than 100 yuan to pay, for each increase in the level of payment, each person will increase the subsidy by not less than 5 yuan per year.

4. For urban people with severe disabilities and other poor groups, the government pays the minimum old-age insurance premiums on their behalf.

Conclusion: in fact, there is no unified amount of money for rural old-age insurance, because the base and proportion of payment in each place are different, so the amount of payment is also different.