Banana joins agricultural insurance, what is the amount of compensation for the first UAV disaster investigation?

The Council of Agriculture has been experimenting with agricultural insurance. Following pear, mango, lotus fog, pineapple and other fruit insurances, this year it introduced pomelo and banana plant insurance. Among them, banana plant insurance is the first combination of unmanned aerial vehicle aerial photography technology to assess the disaster damage area, banana lodging area more than 20% can be compensated, each hectare can claim up to 288,000 yuan. This year, the Council of Agriculture is conducting trials in Pingtung and Kaohsiung. During the trial period, the Council of Agriculture will subsidize one-half of the premium, and banana farmers in Pingtung County will also receive an additional subsidy of one-fourth of the premium paid by the county government.

Chen Jizhong, chairman of the Council of Agriculture, said on the 19th that the average loss of agricultural products affected by natural disasters in the past 10 years exceeded 15 billion yuan. At present, the agricultural natural disaster relief measures of the Council of Agriculture can only compensate farmers for less than 30% of the losses. However, extreme weather will only bring more challenges, so the Council of Agriculture, in addition to requiring local improvement farms to increase pest control, will also send the draft "Agricultural Insurance Law" to the Executive Yuan for review in the near future, hoping to establish a complete insurance system, speed up the design of different crop insurance policies, so that farmers will not lose their money in case of natural disasters. At present, 14 kinds of agricultural insurance are on trial. As of the end of March, the total number of insured items is about 23,000, with a total insured area of 37,000 hectares. Policies such as dates, guava and litchi are also under development.

Banana insurance starting air racer restrictions do not accept prohibited navigation areas and mixed banana gardens

Fubang Property Insurance explained that the banana insurance was designed according to the characteristics of banana plants easily blown off by strong winds. Combined with the aerial photography technology of the Agricultural Experimental Institute and the method of overlapping map analysis, the wind speed of 17.2 meters per second (mild typhoon) was measured at any meteorological station in the county where the insurance was located, and the damage investigation procedure was initiated. If the affected area exceeded 20%, it would enter the claim settlement procedure. However, limited by aerial photography technology, applications for banana plantations in restricted navigation areas and mixed areca seeds are now not accepted, and plants must be higher than 100 cm to be eligible for protection. The insurance premium per hectare is about 41,956 yuan, of which the Agricultural Committee subsidizes 1/2. Banana farmers in Pingtung County can also receive an additional subsidy of 1/4 of the premium from the county government. From now until the end of May, they can apply to the Agricultural Association of Gaoping District and Fubang Property Insurance. The 16 policies approved at present are all in Pingtung County, about 94 hectares.

Natural disaster grant limited insurance to help

Guo Tai-cheng, manager of the Qishan Fruit and Vegetable Marketing Cooperative, which insures banana plantations in Pingtung County, says that cash assistance for disasters now costs only 75000 yuan per hectare, basically a year's rent per hectare of land. Personnel costs and materials cannot be guaranteed. For example, several typhoons in 105 years, although the plants have not fallen, have lost nearly 50 million yuan in production losses. Because they are all accepting export orders, some losses can be reduced through insurance mechanisms.

Insured banana farmer Li Shitong said, Because the product takes the organic path, The price basically won't fluctuate too much with natural disasters, So as long as there are natural disasters is absolutely loss; Plus during the trial period Pingtung County and the agricultural committee have subsidies, Each hectare is only more than 10,000 yuan, Converted to a banana only 5 to 6 yuan; If disaster strikes, insurance claims plus disaster relief money can cost nearly NT$200 per plant."I'd rather the government subsidize farmers to insure them in the future. For farmers, insurance is the best thing." In addition, compared with the cumbersome application process of natural disaster relief funds, the advantage of insurance is that you can get compensation within 3 to 5 days, and you can immediately respond to the needs of post-disaster repair.