Would you insure your farm for your land?

Floods have raged in the middle and lower reaches of the Yangtze River this summer, cities have been flooded, and the countryside has long become a country of ze. a torrential downpour has almost destroyed the hopes of farmers for a year.

Agriculture is a weak industry, especially in the face of natural risks, farmers always have a strong sense of powerlessness. Even today, with the gradual enhancement of weather forecast and infrastructure conditions, the ability of farmers to resist natural risks is still small. So are there any measures that can make farmers reduce their losses in the face of risks? Yes, agricultural insurance is such a way to make amends. However, there is always a gap between the original intention of the policy and the reality.

A friend who has been engaged in agricultural insurance for many years told me that when it is plain sailing, few people will have a sense of risk. Similarly, in a good year, agricultural insurance is a waste of money for farmers. A good year is high, but a bad year is bad. This is Chinese farmers' understanding of their own destiny for thousands of years. Although the technology of farming has been replaced by shotguns, the renewal of ideas cannot be achieved overnight. So can you set an example so that farmers can see the benefits of buying agricultural insurance? Under the framework of the current agricultural insurance system, agricultural insurance mostly only protects the cost and does not guarantee the harvest, and the compensation is out of proportion to the loss. Originally, people can walk more steadily with crutches, but now I tell you that the stick is not strong, and you should not rely too much on it. It's a little awkward.

Whether a policy is good or not, if you use it, you will know what are the shortcomings of agricultural insurance, and the farmers who really benefit from it will know best. Disaster is a bad thing, and in the disaster, continue to strengthen the means of disaster prevention and reduction, improve the ability to stop losses and reduce losses, this is the attitude and self-confidence of the development of an industry.