Focus on farmers' demand for selling grain

The farmers' wish is very simple, that is, after crawling and rolling in the fields for a year, they can have a good harvest.

Liu Shengju, a farmer in Shawo Village, Yunshan Town, who had just sold out of grain at the gate of the grain reserve warehouse in Pingdu City, Shandong Province, took a thick wad of money and said as he walked, "as soon as I sold 5720 jin of wheat, I got 6750 yuan in cash, every penny." my daughter's tuition fees for next semester have settled. "

The cash received by Liu Shengju is a small sum of the summer harvest loan issued by the Qingdao Branch of the Agricultural Development Bank to the Pingdu City Reserve Depot. After the purchase of summer grain began this year, the Shandong Branch of the Agricultural Development Bank repeatedly investigated the purchase of summer grain, raised 26 billion yuan specifically to support the purchase of summer grain, and increased the scale of loans according to the purchase situation. As of June 26, the Shandong Branch of the Agricultural Development Bank had invested 1.4 billion yuan in credit funds for the purchase of summer grain to support grain enterprises in purchasing 900 million jin of wheat.

Open to ensure policy acquisitions

This year, due to the continuous overcast and rain in the southern wheat-producing areas, the quality of wheat was not up to standard, and customers from other places rushed to Qingdao to snap up wheat. Lu Zhengliang, chairman of Qingdao Weiliang Food Co., Ltd., is very worried about the delay in delivery of orders signed with customers.

When Meng Zhaopeng, head of the Jiaozhou branch of the Agricultural Development Bank, learned of Lu Zhengliang's problems, he immediately telephoned the Qingdao branch of the Agricultural Development Bank. Thanks to the production, purchase and marketing platform built in the early stage, the Qingdao Branch of the Agricultural Development Bank promptly helped Weiliang to dock with Pingdu Dadu Grain Co., Ltd., the largest purchasing and selling enterprise in Qingdao. The branch successfully found a "mother-in-law" of 15000 tons of grain purchased by Dadu Company with a loan of 50 million yuan. The two companies signed a sales contract of 5000 tons of Jinan 17 and a sales contract of 10000 tons of common wheat, which met Lu Zhengliang's urgent needs.

"I really didn't expect that the Agricultural Development Bank not only provided us with credit funds, but also built such a good resource sharing platform." With two contracts in his hand, Lu Zhengliang, who was reassured, gave a thumbs up.

In recent years, the Qingdao Branch of the Agricultural Development Bank has deeply ploughed the local grain industry chain and set up an information resource sharing platform for the integration of production, purchase and marketing, and through the tripartite linkage of the city bank, sub-branches and enterprises, the demand for production, purchase and marketing has been released in time to promote the fast sale of grain, and grain enterprises and food and agriculture can earn "comfortable money" in time.

In the early morning of June 23, Luo Weiguo, a loan officer of the Pingdu branch, and President Sun Xiaodong agreed to go to the site to check the location of the library. Luo Weiguo skillfully took out his mobile phone, called up the on-site monitoring of several township purchase points in Pingdu Dadu Grain Co., Ltd., recorded a few data, and then set out with the inventory table.

As he walked, he said: "in the past, for enterprises with more storage points like Dadu Company, it took two to three days to check the database comprehensively, and the consumption of manpower and material resources was very large. Today, with this system, we can remotely monitor the situation of grain in storage through mobile phones, and it is clear at a glance which storage points are collected more, quickly and well. If the purchasing enterprises want to play tricks on the quality and quantity of grain, it is impossible to procrastinate without payment, and the matter of reducing grades and prices is gone forever, and farmers can really sell 'comfortable grain' and 'rest assured grain'. "

Since the beginning of this year, in accordance with the requirements of the superior bank, the Qingdao Branch of the Agricultural Development Bank has actively applied the thinking of "Internet +" and "big data" to popularize and install a remote video surveillance system to implement round-the-clock, full-process management of all aspects of grain sales, which has greatly reduced the cost of supervision, improved the quality and efficiency of grain supervision, and effectively guaranteed the interests of farmers and national food security.

Wu Huijia, president of the Qingdao Branch of the Agricultural Development Bank, said: "our bank will proceed from safeguarding the overall interests of farmers, earnestly perform the basic functions of agricultural policy banks in purchasing credit, and try our best to do a good job in the acquisition of summer grain." It is understood that the Qingdao Branch of the Agricultural Development Bank has raised a total of 1.85 billion yuan in summer harvest funds this year, an increase of 150 million yuan over the same period last year, so that farmers can "pay for grain and get money." As of June 27, the branch had issued 460 million yuan in acquisition loans to support the purchase of 390 million jin of grain.

Grain sales outlets are set up on the doorstep of the people's homes.

On the basis of confirming the grain purchase loan qualifications of 293 enterprises in mid-May, the Shandong Branch of the Agricultural Development Bank has successively determined the purchase loan qualifications of other qualified enterprises. At present, it has reached 348 enterprises, covering grain reserves, purchase and marketing trade, leading processing and other grain purchasing main bodies, with nearly 1,000 purchasing outlets, realizing full coverage of all counties in the province and meeting the needs of farmers for selling grain nearby.

The Shandong Branch of the Agricultural Development Bank has implemented the strategy of "storing grain in the land", supporting the construction of high-standard farmland and the transformation of medium-and low-yield fields, increasing land production capacity and grain production capacity, carrying out rural land circulation, supporting moderate scale operation, and raising the level of grain production.

In terms of the supply of funds for the purchase of summer grain this year, the Shandong Branch of the Agricultural Development Bank strictly implemented the national grain and oil purchase and marketing policy, and actively created a credit environment for the fair use of acquisition funds for all kinds of acquisitions. there are many kinds of loans, such as wheat minimum purchase price loan, grain reserve loan, grain purchase loan, leading enterprise loan, grain cancellation loan and so on. Fully meet the needs of various forms of operation, such as enterprise purchase and sale trade, grain intensive processing, land transfer operation, farmers' order purchase and so on.

With regard to the loans needed for the increase and rotation of grain and oil reserves from the central and local reserves, Shandong Branch of the Agricultural Development Bank issued loans in a timely manner in accordance with the policy to ensure the supply of acquisition funds. If the direct storehouse of China stored Grain Shandong Branch and the designated enterprises purchase wheat at the lowest purchase price, the purchase price and purchase cost loans shall be provided in full and in time to ensure that after the implementation of the plan for the minimum purchase price of wheat is started, timely and full payment of the acquisition funds to the farmers through the loan enterprises. For all kinds of grain purchasing and selling enterprises, industrialization leading enterprises, grain processing enterprises and other grain enterprises that do not undertake the task of minimum wheat purchase price, the Shandong Branch of the Agricultural Development Bank shall, on the premise of implementing risk prevention measures, give preferential credit support to broaden the province's grain purchase channels, make use of multi-channel acquisitions to solve the problem of grain purchase and protect the interests of farmers.