Why didn't the big growers get the compensation?
The flood season comes early this year, and most autumn crops in Anhui Province do not have time to participate in policy insurance. however, Anhui Province stipulates that as long as they have participated in agricultural insurance in previous years, claims can be settled regardless of whether the insurance is issued or not this year. Xu, a big grower in Rong Town, Qingyang County, did not participate in the insurance in time when the village committee informed him to take out the insurance, so can he enjoy the compensation treatment?
Recently, Xu told reporters that he contracted three plots of more than 800 mu of farmland in Guanbu Village, Dingqiao Town, County, to grow rice, wheat, rape and so on.
In 2014 and 2015, all the rice he planted was covered by Guoyuan agricultural insurance. However, last autumn, rape planted on one of the more than 180 mu of land was not insured.
In the first half of this year, rape was harvested by Xu. In June, he planted rice on this plot of farmland. On July 4 this year, a rare flood occurred in the area, and the more than 180 mu of rice he planted failed. After the flood, he was prepared to pay a fee for insurance, but the insurance company refused.
Xu believes that even if he is not insured for rice this year, according to the regulations of our province, he should be able to settle the claim. His reason is that on July 5, Zhang Ziliang, general manager of Guoyuan Group and chairman of Guoyuan Agricultural Insurance Company, and his entourage said in Anqing that because of this year's flood season, the disaster came early, quickly, violently, and heavily, even if it is not in time to collect premiums, bid inspection and insurance, as long as the varieties and areas have not changed over the years, Guoyuan Insurance will still bear the liability for compensation. Let the insured disaster-stricken farmers have "reassurance".
"in my land, I planted rice last year, and I also planted rice this year. The variety and area are the same, and I have no rice harvest. The insurance company should compensate me forty to fifty thousand yuan according to the standard of 243.6 yuan per mu. " Xu said that he applied to the insurance company to settle the claim, but the company refused. He thought the company had no reason and intended to make things difficult for him.
So, can Xu get the claim? The person in charge of the Agricultural Insurance Department of the Provincial Guoyuan Agricultural Insurance Company surnamed Shen explained that according to the regulations, crops that have been affected by the disaster cannot participate in insurance. After the disaster, Xu applied for insurance from the insurance company, and there was nothing wrong with the local insurance company refusing it.
According to the responsible person, the province stipulates that if there is no time to participate in insurance this year, those who are affected by the flood can get a claim. However, as early as mid-June, village cadres asked Xu to take out insurance, but the other party did not participate in the insurance. He later explained that he was not unwilling, but that he was busy with farm work and had no time to apply for insurance, which was not a reason. "he was informed that the premium had been paid, and he would not participate and would not be able to settle the claim."
Whether it is to participate in Guoyuan agricultural insurance or the new rural cooperative system, once the crops are affected or sick, they can get claims or reimbursement, of which most farmers know. But some farmers are lucky, do not take the initiative to participate in insurance, once affected by the disaster or illness, it is too late to repent. It can be seen that farmers actively participate in policy insurance is how important and necessary ah!
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