10 secrets of the rich to get rich: live like a "poor"

It is almost impossible to get rich overnight. Despite the slim chance of the stock market and lottery, most people accumulate their wealth through hard work. Moreover, truly successful rich people have tenacious willpower and vision, not opportunistic. Today, Lianjin Institute Xiaobian will share with you 10 secrets of getting rich. I hope you can gain something after reading it.

1. Have a sense of savings

The best way to reassure yourself is to have savings, put a portion of your income into an investment account each month, and force yourself to change the "moonlight" problem.

Second, catch up early and not late

"The early bird has the worm to eat" this truth everyone understands, the earlier you make money, the faster the wealth appreciation time, the more obvious the compound interest effect.

Third, change the habit of blowing credit cards

When buying, buy rationally, swipe the card must also pay attention to the credit card limit, abide by the minimum transfer limit, repay on time every month, smart people do not let the bank earn a penny interest, and know to use credit card discounts and points to exchange feedback.

IV. GOAL SETTING AND IMPLEMENTATION

Set a suitable goal, you can have more motivation to struggle, such as: buy a house to buy a car or insist on fitness, etc., we are often troubled by daily trivia, the goal will be blurred, this time you need their willpower, do anything can not be three days fishing two days sun net.

5. Resist temptation

Don't be fooled by overwhelming advertising or spam, stay away from the negative factors of wealth, and don't change your original plan without knowing the cost.

6. Life is more than learning

In this information age, knowledge updates much faster than your age growth rate, no matter what age stage, we should constantly update their knowledge, take advantage of the situation and do not become antiquated.

VII. Investment should be diversified

Reasonable asset allocation can maximize investment returns while minimizing risks. Divide assets into three grades, and finally choose 3-5 platform investment according to risk and return comparison.

8. Spend money to make money

To improve their professional skills, in order to earn more, pay tuition is also necessary, do not give up the immediate small profits, and missed the opportunity to earn a lot of money later.

IX. Maximizing pension reserves

We must plan for the future. In terms of retirement reserves, we must maximize the savings of pensions. We cannot follow the minimum standards. The more we save now, the more comfortable our retirement life will be.

X. Positive attitude

Money is certainly not earned, we should also be happy and comfortable life, do not make money to make their own pain, happy is a day of pain is also a day, why not learn to relax and make themselves more comfortable? Don't lose the most precious thing because of money.

The above are the 10 secrets of rich people shared by Xiaobian for everyone. If you want to know more investment and financial information, you can pay attention to the financial strategy column of Lianjin Institute, covering P2P, fund, bank financing, stock, trust and other evaluations and strategies, so as to provide you with professional investment and financial information, so as to facilitate your choice of investment. For more activities, please pay attention to Weixin Official Accounts Lianjin Institute (ID:lianjinsuo).