Do not bet with God to win or lose, buy agricultural insurance card is really! The amount of claims settled in four years will reach 80 million, which will be protected by a special law.

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With the trend of extreme weather, the weather is becoming more and more difficult to predict, and farmers who look at the weather are suffering. Li Congyong, deputy director of the Agricultural Finance Bureau of the Council of Agriculture, estimated that the average annual disaster loss is 12.3 billion yuan, but the cash assistance issued by the Council of Agriculture is only 3.1 billion yuan, which is equivalent to 75% of the disaster amount borne by farmers themselves, so it is imperative to promote agricultural insurance.

In 2015, the Council of Agriculture issued its first insurance policy. The number of insured items in that year was 89, and so far the total number of insured items has reached 10 7112. The total insured area has also increased from 51 hectares to 20, 8268 hectares. In the past four years, the number of claims has reached 82.52 million. Chen Jizhong, chairman of the Council of Agriculture, said, "at present, it is only on a trial basis, and in the future, we are moving towards enacting a special law. We have already sent it to the Executive Yuan for review, hoping to send it to the next session of the Legislative Yuan."

Actually insured farmers share (Photo / Liu Yixin)

Committee of Agriculture: a special law on agricultural insurance shall be put into the next session of the Legislative Yuan.

Chen Jizhong further said that last year's stable crop harvest led to a drop in prices and a reduction in farmers' income, but for example, in 2016, when the weather was bad and the disaster lost nearly 40 billion yuan, the Council of Agriculture only allocated a subsidy of 9.8 billion yuan. "whether the weather is good or not, it is not good for the farmers. the Council of Agriculture is going to develop a system to protect farmers' income. in the case of agricultural insurance, the one yuan invested by the Council of Agriculture can achieve at least three or four yuan."

Li Congyong explained that the Council of Agriculture will also continue to develop new insurance policies to meet the actual needs of farmers, and further investigation will make the premium more reasonable. In addition, it will also strengthen scientific and technological disaster exploration, which can speed up the efficiency of claims settlement and reduce claims disputes. "Agricultural insurance will make farmers stop watching the weather and accumulate experience on a trial basis, which will actively promote the legislation of the agricultural insurance law."

Chen Jizhong stressed: it is necessary to establish a welfare system for farmers, and the four major insurances are important foundations, including farmers' health insurance, farmers' occupational disaster insurance, agricultural insurance, and farmers' retirement system. Among them, agricultural insurance can prevent farmers from watching the sky for food. "at present, it is only on a trial basis, and in the future, we are moving towards enacting a special law. We have already sent it to the Executive Yuan for review, hoping to send it to the next session of the Legislative Yuan."

Chen Jizhong: the production registration of cabbage is also the spirit of insurance

In the face of the collapse in cabbage prices last year, Chen Jizhong said that at present, the Council of Agriculture has developed a registration system for cabbage production. "to some extent, it is insurance, and as long as farmers register, they will ensure a certain amount of income."

In addition, the first step is to implement the production and marketing information early warning system. In the past, the early warning of seedlings was when farmers were expected to plant. "now it is a month forward, and when farmers place orders with seedling operators, we already have the information." let the information be known to the farmers a month in advance. " In addition, the situation of abundant vegetables in the mainland will be solved through processing and export; if not, at least NT $6 per kilogram will be spent on buying cabbage from farmers in the producing areas to ensure their income.

In the future, not only cabbage but even bananas will be developed one after another. Chen Jizhong stresses that there is still a long way to go to prevent the external climate from affecting farmers' incomes, but the Council of Agriculture will do its utmost to ensure the stability of farmers' incomes.

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