China Life drill loopholes RMB policy emergency stop
China Life drilling loophole RMB insurance policy emergency stop
China Life RMB insurance policy is suspected of "drilling loopholes". The Financial Management Commission urgently shouted a card and asked Zhongshou to stop selling RMB insurance policies.
The Financial Regulatory Commission recently announced that life insurance companies can start selling RMB insurance policies issued by Xinguang Life, China Life, Chinatrust Life, Cathay Pacific Life, Fubon Life and Global Life.
According to the regulations of the FSC, the first RMB insurance policy sold by each life insurance company must be examined by the FSC, and the second piece of goods with relevant similar conditions can be referred for reference, that is, the documents will be sent to the FSC within 15 days of the start of sale.
However, the FSC found that the "China Life Foreign currency Insurance" submitted for review by China Life was a regular policy with a premium period of six years and a guarantee period of 10 years, but immediately began to sell the second RMB policy as life insurance. and claim that the second policy is better than the first.
The FSC believes that life insurance companies should not have a fluke mentality and send and review relatively simple RMB insurance policies, but focus on more complex RMB insurance policies, so Zhongshou is required to stop selling RMB insurance policies.
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