Public welfare speech by Wang Xinli, vice chairman of the Insurance Brokers Association, "Hong Junpei Culture and Education Foundation"

Wang Xinli, Vice Chairman of Insurance Brokers Association, Public Welfare Speech of "Hong Junpei Cultural and Educational Foundation"

What is an insurance broker? What is the difference between an insurance broker and an insurance practitioner?

On October 18, Hong Junpei Cultural Foundation invited Wang Xinli, Vice Chairman of the Insurance Brokers Association of the Republic of China, to speak on "Insurance Brokers Innovation Breakthrough".

Wang Xinli explained that an insurance broker is oriented to the interests of customers. The insurance law clearly defines an insurance broker. It is a person who negotiates insurance contracts with insurance companies on behalf of the insured or provides policy-related services (risk management planning, consultation, claim application or other insurance matters) based on the interests of the insured.

Insurance brokers do not belong to any insurance company, but also provide commodity information of multiple insurance companies at the same time. Therefore, it is the only task to find affordable commodities that meet the needs of the insured. What is more important is to assist the insured to choose a safe and reliable insurance company. Even if a claim accident occurs, reasonable compensation can be obtained to achieve the purpose of protection, and to provide customers with "personal" and "property" risk management.

For similar miniature insurance companies, the insurance agent can not only act for several insurance companies at the same time, but also obtain the differences in administrative business of various insurance companies from various practical experiences, and immediately negotiate with the insurer to correct them so as to meet the actual needs of the insured. Moreover, the insured can be based on Article 8 of the Insurance Law without paying any additional fees to the insurance agent, which can be paid by the insurance company.

Insured persons insured through insurance agents enjoy standard services provided by insurance companies and professional services comparable to those of insurance brokers to fight for reasonable benefits for the insured. And in the case of multiple agents, in addition to insurance professional training, it can also provide value-added consulting services on policy insurance, tax law, civil law, trust law, consumer protection law and relevant financial regulations, so that the insured can feel more at ease!

Wang Xinli said, Through insurance brokers can buy more in line with the demand policy, Because you can choose a wide range of goods; But no matter from which party to buy insurance policy, The focus is still in their own signature to buy what exactly is the contract? If you don't want to spend some time figuring out what kind of insurance policy you buy for the annual premium of tens of thousands of yuan, it's really difficult to buy insurance that meets your needs.

Wang Xinli, Vice Chairman of the Insurance Brokers Association of the Republic of China

Wang Xinli, a former lecturer in wealth management courses of the Securities Merchants Association, a lecturer at the 2009 Malaysian Chinese Life Insurance Seminar, a lecturer at the 2009 International Dragon Award IDA Annual Meeting, a member of the M.D.R.T Million Round Table in the United States, and a CFP certification for the first certified financial adviser in Taiwan in 2005, is currently the chairman of VIA Insurance Brokers (Shares) Company, vice chairman of the Insurance Brokers Association, chairman of the Insurance Brokers Association of the Republic of China, etc., with financial planning consultants. Certified Financial Planning Consultant, Insurance Agent of China (Mainland), Financial Planning Personnel of Financial Research Institute, Personal and Property Insurance Broker.