Lu Xiangzhong, Supervisor of Insurance agents Association, "Public speech by Hong Junpei"

Lu Xiangzhong, Supervisor of Insurance agents Association, "Public speech by Hong Junpei"

(Taiwan TB News Network / reporter Zeng Caiyi) Insurance has become one of the important tools of risk management for modern people. when you want to buy an insurance policy, the first person you think of is the insurance salesperson, but some of these people represent insurance companies and some represent insurance agents (or brokers) companies.

On December 20, 104, the Hong Junpei Culture and Education Foundation invited Lu Xiangzhong, supervisor of the Insurance agents Commercial Association of the Republic of China, to give a lecture on "innovative breakthroughs in insurance agents" and share his years of experience in the insurance industry and the service industry.

The so-called insurance agent, Article 8 of the Insurance Law provides that "a person who collects fees from an insurer and carries on business as an agent in accordance with an agency contract or power of attorney." Therefore, the relationship between an insurance agent and an insurance company depends on its "authorized content" and "agency contract" with the insurance company.

From a standpoint, insurance agents operate the insurance business in a professional manner; in fact, insurance agents are similar to micro-insurance companies, according to the contents of the contract, they set up relevant administrative units such as education and training, business marketing, contract underwriting, signing, claims settlement, investigation, customer service and fees.

In addition to acting for the business of several insurance companies at the same time, we can also obtain the differences in the administrative business of each insurance company through multi-practical experience, and immediately negotiate with the insurer to amend it, so as to meet the actual needs of the insured and achieve 100% customer satisfaction.

According to the Financial Regulatory Commission, at least ten insurance companies are willing to invest in financial technology innovation and R & D products by 2020, including seven life insurance companies and three property insurance companies. The FSC actively promotes financial technology and relaxes the restrictions on the insurance industry from reinvesting in financial technology and related industries, allowing it to hold 100% of the shares of financial technology companies.

The Financial Management Commission also estimates that five years later, with the opening of online insurance, the cumulative premiums of life insurance companies can reach 3 billion yuan, and the accumulated premiums of the property insurance industry can reach 2.86 billion yuan, totaling 5.86 billion yuan. Taian property Insurance has combined automobile insurance with a driving recorder and is expected to launch a new insurance policy. The Financial Management Commission is reviewing it. Officials say that through the collection of driving record information, we can find out whether drivers are good drivers and whether they are good drivers. This can be used as a basis for fee increases and reductions.

In the future, some insurance companies may launch to collect information through smart bracelets and health management platforms, and in conjunction with commodities to launch relevant health insurance and other national health insurance data to study the incidence of major diseases and specific injuries, and to estimate the incidence of major diseases and specific injuries in different genders and ages, as well as the incidence of hospitalizations. inquiries will also be provided from this year.

Lu Xiangzhong Supervisor's small File:

Graduated from the Department of Radiology of Zhongtai University of Science and Technology and the risk Management and Insurance Group of the Institute of Business Management of Fengjia University He has served as the communications department manager of Guobao Life Insurance Company, the administrative manager of Beihai Insurance broker Company, the general manager of Uni-President Life Insurance Agent Company, the evaluation committee of technical and vocational colleges of the Ministry of Education in 2007, the 5th director of the Commercial Association of Insurance agents of the Republic of China, St. John University, Ming Chuan University, Jingyi University, Asia University and other enterprise teachers, and lecturer in the 2nd Finance Lecture Hall of the Financial Association of the Republic of China.

He is currently the general manager of the unified comprehensive insurance agent company, the 6th supervisor of the insurance agents commercial association of the republic of china, and the chairman of the education and training committee; he has the professional certificate of life insurance agent and insurance broker, life insurance underwriter, wealth management business personnel, trust business personnel, securities salesman, investment insurance, property insurance salesman and so on.

Lu Xiangzhong, Supervisor of ▲ Insurance agents Association, "Public speech by Hong Junpei"