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How to pay rural endowment insurance?

Published: 2024-12-22 Author: mysheen
Last Updated: 2024/12/22, How to pay rural endowment insurance?

The new rural social endowment insurance is for the purpose of ensuring the basic life of rural residents when they are old, establishing a fund-raising model with the combination of individual contributions, collective subsidies and government subsidies, which is a social endowment insurance system organized and implemented by the government. let's take a look at how to pay rural old-age insurance.

How to pay rural endowment insurance?

1. Regular payment: this method is adopted in areas and people with relatively stable or relatively affluent incomes. For example, township enterprises can pay insurance premiums monthly or quarterly, and farmers in rich areas can pay insurance premiums by half a year or annually, the amount of which can be paid not only according to the proportion of income, but also by a certain amount.

2. Irregular payment: the way adopted in most areas because of income instability is more in the bumper year, less in the bad year, and delayed in the disaster year. Pay when the family income is good, but not when it is bad.

3, one-time payment: most of them are older farmers, who will pay the insurance premium at once according to the security level of their old age, and will receive the pension according to the regulations after the age of 60.

Rural endowment insurance processing process

1, the scope of insurance: rural residents who have local rural household registration and have reached the age of 16 (excluding school students) who have not participated in the basic old-age insurance for urban workers.

2. Required documents: two original and two photocopies of ID card, two original and two photocopies of household registration, four 1-inch crown-free photos (6 for persons over 60 years old).

3. Handling method: fill in 4 copies of "Registration form" and 2 copies of "Household Registration form" in the village street, paste photos, and confirm by my signature and handprint. People aged 16-59 choose the payment level (100-1000) independently, and the village street operator shall issue a receipt and fill in the "payment schedule". People over the age of 60 do not need to pay fees. Fill in 2 copies of the "treatment Application form" and submit two copies of the passbook.

How much is the rural old-age insurance?

1. Each county and city clearly defines the individual payment, and the insured individual pays the endowment insurance premium annually, and the payment standard is set at 100,200,300,400,500,600,700,800,900 and 1000 yuan. The insured can voluntarily choose the individual payment standard according to their own and family economic conditions, and pay more.

2. In terms of export subsidies, a minimum subsidy of 45,065 yuan per person per year and a minimum pension standard of 120 yuan per person per month are determined respectively. At the same time, long-term contributions are encouraged, and for farmers and herdsmen who have made cumulative contributions for more than 15 years, the basic pension will be increased by no less than 2 yuan per month for each year of increase.

3. In terms of import subsidies, the minimum subsidy of 20 to 60 yuan per person per year will be determined respectively. At the same time, encourage more payment, for those who choose more than 100 yuan to pay, for each increase in the level of payment, each person will increase the subsidy by not less than 5 yuan per year.

4. For urban people with severe disabilities and other poor groups, the government pays the minimum old-age insurance premiums on their behalf.

 
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