Agricultural insurance escorts the main body of new agricultural management.

It is undeniable that China's agricultural production has not completely got rid of the predicament of "relying on heaven for a living". Abnormal weather comes frequently, and the impact of disasters is expanding day by day. In this case, how to minimize the loss of farmers' individual interests and ensure the smooth realization of the national strategy of food security is an important issue.

The new main body of agricultural management, which gathers a large number of individual farmers, has avoided the impact of market storms with scientific and technological innovation and economies of scale, and has made contributions to the country's food security, quality safety and the transformation of agricultural production mode. With the continuous development of them and the interweaving of various risk factors, the potential and actual demand for agricultural insurance is becoming more and more urgent. At this time, the preferential support of the policy is particularly important. Policy-oriented agricultural insurance, in order to benefit farmers as the original intention, in the formulation of insurance products, should not be for the purpose of profit, but should consider how to benefit farmers and how to make claims more humanized. For example, the differentiated financial subsidy policy, the subsidy standard can increase the proportion of subsidies according to the volume of different new types of agricultural operators. Like Haikou, the subsidy for melon and vegetable greenhouse insurance premium has been raised to 80%. Not long ago, Hefei also issued the "measures for the implementation of the pilot work of raising bid for Rice under Policy Agricultural Insurance" aimed at large rice growers, family farms, and agricultural cooperatives with an acreage of more than 100 mu, with the amount of rice insurance increased from 330 yuan per mu to 500 yuan per mu, with a premium fund of 5.1 yuan per mu borne by farmers, and the rest by financial expenditure. This means that once insurance liability occurs, farmers will receive up to 51.5% more insurance claims on the original basis. These measures to benefit farmers have enabled more new types of agricultural operators to benefit from agricultural insurance. Another example is how to make insurance services more humanized, insurance institutions can take the initiative to provide door-to-door services to shorten the cycle of claims audit, to provide free market, science and technology, meteorology, disaster information and disaster prevention and mitigation services for new agricultural operators such as professional cooperatives and family farms. If these services keep up, the pace of the development of agricultural insurance will naturally accelerate, and the function of escorting the new type of agricultural operators will also be improved.