How should the financial industry infiltrate into the development of animal husbandry

Modern society is a financial society in a sense, but animal husbandry has not attracted enough attention and support from modern financial industry for a long time, and has become an industry that has been neglected intentionally or unintentionally. With the development of modern animal husbandry, especially with the development of scale, industrialization and optimization of agricultural structure, animal husbandry urgently needs the support of financial industry. As far as the actual situation of the whole country is concerned, there is a serious mismatch between the financial support strength and the development status of animal husbandry, which restricts the development of modern animal husbandry to some extent.

On the one hand, the banking financial industry supports the development of animal husbandry, not only in "making contributions", because with the support of the financial industry, the development of animal husbandry can not only scale up, industrialization, but also more stable, reduce credit risk, thus achieving a win-win situation with the financial industry. So how can the financial sector strengthen its support for livestock? The government should pay enough attention and take practical measures. First of all, the government should actively create convenient conditions for financial support for animal husbandry development, issue relevant preferential fiscal and tax policies, and speed up the construction of animal husbandry loan guarantee center; in addition, financial institutions everywhere should also adjust their business ideas, speed up and perfect the fund investment mechanism for financial support for animal husbandry development, and create a financial service mode for the whole industry chain.

For a long time, the domestic financial industry has not supported the development of animal husbandry enough precisely because it is difficult for domestic animal husbandry to scale up and industrialize. In animal husbandry under small-scale peasant economy, the assets of farmers are mainly reflected in live poultry and live animals. For financial institutions, because these live poultry and live animals are greatly affected by market prices, epidemic diseases and other factors, a little carelessness will cause loans from financial institutions to be unable to be recovered. Therefore, there has always been a traditional understanding that "rich families do not count hair". However, in this way, farmers will have less strength to expand the breeding scale, form industrialized management, and finally form a vicious circle, which hinders the animal husbandry from becoming bigger and stronger, and also reduces their ability to resist market risks.

We have a lot of work to do to change that. Among them, there are two most important ones: First, we should speed up the construction of animal husbandry loan guarantee center and solve the bottleneck of financial support restriction. The difficulty of mortgage loan is the main factor that restricts the development of animal husbandry supported by finance at present, and the establishment of animal husbandry loan guarantee center and the vigorous development of animal husbandry insurance market can form an effective risk-sharing mechanism and reduce the worries of financial institutions. Second, financial institutions should learn to rely on local animal husbandry leading enterprises to create an industrial chain financial service model. Practice has proved that the establishment of large-scale animal husbandry industry chain is the key to improve the ability of animal husbandry to resist risks and added value. This is conducive to the development of local animal husbandry, but also reduce the credit risk of financial institutions.