The policy of social security convergence between urban and rural areas will be stepped up.
On January 8, more than a week after the interim measures for the transfer and succession of basic Endowment Insurance Relations for staff and Workers in Urban Enterprises (hereinafter referred to as the "measures"), Peng Shuai and his three fellow villagers still lingered outside the social security center on Bagualing Bagua Road, Futian District, Shenzhen, in the hope of getting back 8% of their old-age insurance funds.
Eight days ago, it was crowded in the same place. On December 31, 2009, the number of people withdrawing insurance in Shenzhen reached 18000, which was the largest tide in the history of Shenzhen.
The system designers are clearly aware of the "confusion" of Peng Shuai. On January 7, Hu Xiaoyi, vice minister of human resources and social security, led a team to Dongguan to investigate the transfer and succession of old-age insurance. "should it be yours or yours?" In an on-the-spot investigation by the Chang'an Branch in Dongguan, Hu Xiaoyi comforted a migrant worker from Hubei.
It is regarded as a major breakthrough in the "method" of solving the "tide of withdrawal", that is, not only the individual account can be transferred fully with the insured, but also part of the overall planning fund (unit payment) can also be transferred with the insured personnel. However, by contrast, another new rule in the "measures" is not very popular, that is, it will no longer apply for surrender from the date of implementation of the "measures".
And Peng Shuai's realistic consideration is that the "measures" clearly stipulate that the insured must be insured for 15 years in order to enjoy the treatment of receiving a pension according to the regulations, and shall not withdraw the insurance halfway. I am a rural hukou, only to work in the city to participate in urban old-age insurance, also did not participate in the new agricultural insurance (new rural social endowment insurance), at most five years of working will go back to my hometown. It's impossible for me to wait until 15 years later to withdraw the thousand yuan paid this year, can I? "
According to the statistics of the social security department of Shenzhen, in 2009, more than 5.8 million people in Shenzhen participated in the basic old-age insurance, and 1 million people returned the insurance. As the city with the largest foreign population, most of the more than 1 million people in Shenzhen who took part in the "surrender wave" last year were "confused" similar to Peng Shuai.
The new rule "indigestion"
The Shenzhen Social Security personal Service Center, located in Bagualing, Futian District, Shenzhen City, ushered in a peak of surrender at the end of each year. Unlike in previous years, the wave of surrenders in 2009 was even more ferocious.
Peng Shuai, who works in an electronics factory in Longgang District, Shenzhen City, told reporters that he was from Xiangfan, Hubei Province. He came to work in Shenzhen in 2005. Now the efficiency of the factory is not good. He is going to move to the Yangtze River Delta next year. Because he is worried about the cumbersome transfer procedures, he has the idea of surrender.
In order to make highly mobile migrant workers really enjoy social security, the State Council recently issued "measures", proposing that if the insured are employed across provinces, the old-age insurance relationship should be transferred to the place of employment. After the transfer of the old-age insurance relationship and fund, the number of years of payment before and after the flow (including the number of years of payment) is calculated together, and the cumulative amount of personal account storage is calculated. It ensures that the insured will enjoy old-age retirement benefits when they reach the legal retirement age. The measures began to be implemented by New Year's Day in 2010.
For the majority of migrant workers, the inter-provincial transfer stipulated in the measures has indeed solved the problems of continuous social security payment caused by the mobility of this part of the population. Take Shenzhen as an example, after the implementation of the measures, a total of 809 people were transferred in Shenzhen on January 4, the first working day of 2010, of which 807 were transferred across provinces.
However, the new rule of no longer withdrawing insurance still worries some migrant workers, especially those who are too old to participate in insurance for a total of 15 years.
Since its launch on December 28 last year and its full implementation on January 1, 2009, the "measures" do not give the public much time to "digest". Migrant workers do not understand the new policy of old-age insurance transfer, which is the main reason for the withdrawal of old-age insurance.
The policy of connecting urban and rural areas for the aged will be introduced.
According to Hu Xiaoyi, there are already 150 million migrant workers in cities across the country. According to the data released by the Ministry of Human Insurance, as of the end of 2008, 24.16 million migrant workers participated in urban insurance, accounting for only 17% of migrant workers employed in cities and towns.
As early as March 2006, the State Council issued some opinions on solving the problem of migrant workers, proposing to explore the old-age insurance system suitable for migrant workers, and pay close attention to the study of low rates, wide coverage and transferability. and can link up with the current old-age insurance system for migrant workers. At the end of 2009, the originally planned "measures for migrant workers to participate in basic old-age insurance" was incorporated into the "interim measures for the transfer of basic old-age insurance relations for workers in urban enterprises".
However, the existing problems can not be avoided.
At present, only about 10% of the counties and cities across the country are conducting a pilot project of "new agricultural insurance." after the implementation of the transfer policy of old-age insurance for migrant workers stipulated in the measures, there is no simultaneous introduction of detailed rules for the transfer of old-age insurance for urban workers and new agricultural insurance. as a result, some migrant workers who return to their hometown to work in agriculture will face the situation that the social security relationship cannot be continued in the short term. And this is also one of the causes of the "tide of surrender".
According to the Dongguan labor department, Pi Dehai, deputy director of the Social Security Center of the Ministry of Human Security, who accompanied Hu Xiaoyi to Dongguan for research, said that under the current policy, there is no problem with the transfer of old-age insurance within the scope of old-age insurance for urban workers. On the issue of "new agricultural insurance", on the one hand, the state is stepping up the introduction of measures for the continuation of urban old-age insurance and "new agricultural insurance"; on the other hand, the progress of the national liberalization of "new agricultural insurance" will also be speeded up, and this problem will be alleviated at that time.
Just two days ago, Hu Xiaoyi said when asked by netizens through the Chinese government website that the Ministry of people's Insurance is strengthening policy research on the basis of the "new agricultural insurance" and the "measures." we will formulate a policy to link up the basic old-age insurance for urban workers and the "new agricultural insurance".
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