Give more loan support to breeding science and technology enterprises

The lack of funds and the difficulty of loan restrict and affect the development of crop breeding science and technology enterprises. Liu Fengzhi, member of the CPPCC National Committee and director of the Fruit Research Institute of the Chinese Academy of Agricultural Sciences, said: "at present, the financial units that lend to crop breeding science and technology enterprises are basically commercial banks, mainly in the form of mortgage on fixed assets. the low loan amount, high interest rates, and complex examination and approval procedures have seriously restricted and affected the development of crop breeding science and technology enterprises with innovative ability."

He suggested that the Agricultural Development Bank should provide loan support in the following three links: first, research and development loans for new varieties, with a cycle of three years; second, seed production loans, seed enterprises with seed breeding bases need short-term mobile loan support in production; third, seed base loans, for seed leading enterprises that set up breeding and breeding bases, provide loan support when paying land contract fees at one time. In addition, it is necessary to increase the way of guarantee, in addition to the mortgage of real estate, it is suggested that the new variety right with independent intellectual property rights developed by seed enterprises should be added as the mortgage of intangible assets, and the seeds in stock should be used as chattel mortgage; for the leading enterprises with good reputation, the way of credit guarantee should be increased, and the loans of seed enterprises should be given preferential interest rate, including discount interest. The seasonal characteristics of the operation of seed enterprises are remarkable. It is suggested that the examination and approval of loans should be improved to make the issuance of loans in step with the time of demand.

It is necessary to earnestly improve the policy on seed production, collection and storage. We will establish a risk diversification mechanism for seed production supported by the government, with the participation of seed enterprises and commercial operation, and carry out insurance pilot projects for qualified rice seed production. We will increase the promotion and use of efficient and safe seed production technology and advanced applicable seed production machinery, and bring seed production machinery into the scope of subsidies for the purchase of agricultural machinery and tools. We will improve seed collection and storage policies, encourage and guide relevant financial institutions, especially policy banks, to increase credit support for seed collection and storage, and central and provincial finance should subsidize seed reserves.