Ministry of Agriculture: developing new rural financial organizations and promoting financial support to farmers
On May 4, it was learned from the Ministry of Agriculture that on April 30, the Department of Industrial policies and regulations of the Ministry of Agriculture announced policies and measures to deepen rural reform, develop modern agriculture and increase farmers' income in 2015. It refers to the development of new agricultural financial organizations measures, the main financial support for agricultural large-scale production and intensive management policy, the development of new rural cooperative financial organization policy, agricultural insurance support policy.
Financial support for agricultural large-scale production and intensive management policies include increasing credit investment in agricultural large-scale production and intensive management. Bring all kinds of agricultural scale operators into the scope of credit evaluation, establish credit files, increase the line of credit, and support leading enterprises in agricultural industrialization to set up large-scale agricultural enterprise groups by means of merger, reorganization, acquisition and holding in accordance with the law. rational use of syndicated loans to meet the large capital needs of agricultural scale operators.
Centering on agriculture with local characteristics, taking core enterprises as the center, bundling upstream and downstream enterprises, farmers' cooperatives and farmers, we will develop and promote a variety of supply chain financing products, such as order financing, chattel pledge, accounts receivable factoring and developer silver. Explore to promote the mortgage loan business of agricultural machinery and equipment by means of guarantee or repurchase by manufacturers and suppliers. We will steadily promote the pilot project of mortgage loans for contracted management rights of rural land, explore new products for mortgage financing of land management rights, and support agricultural scale operators to develop appropriate scale operations through the transfer of land. We will strengthen support for key areas of agricultural scale production and intensive management.
In terms of industrial projects, we will focus on supporting modern agricultural projects such as agricultural science and technology, modern seed industry, agricultural machinery and equipment manufacturing, facility agriculture, agricultural industrialization, and intensive processing of agricultural products. In terms of agricultural infrastructure, we will focus on supporting the consolidation of cultivated land, irrigation and water conservancy, commercial grain and cotton production bases and rural livelihood projects. In the field of agricultural product circulation, we will focus on supporting the construction of wholesale markets, retail markets and warehousing and logistics facilities.
In addition, the policy of developing a new type of rural cooperative financial organization includes selecting some areas to carry out pilot credit cooperation among farmers' cooperatives and enriching the types of financial institutions in rural areas. The state will promote the development of community-based mutual fund organizations in rural areas. These organizations must adhere to the principles of membership system and closeness, and insist on not absorbing, saving, lending or paying fixed returns. The state will also further improve the management system of the new rural cooperative financial organizations, clarify the regulatory responsibilities of local governments, and encourage local governments to establish risk compensation funds to effectively prevent financial risks.
Agricultural insurance support policies include, the varieties that the central government provides agricultural insurance premium subsidies include corn, rice, wheat, cotton, potatoes, oil crops, sugar crops, breeding sows, dairy cows, fattening pigs, natural rubber, forests, highland barley, Tibetan sheep, yaks, etc., a total of 15. For planting insurance, the central finance subsidizes 40% to the central and western regions, 35% to the eastern region, 65% to the Xinjiang production and Construction Corps, the central reclamation area, the China Grain Storage North Company and the China Agricultural Development Group Corporation (hereinafter referred to as the central unit), and at least 25% from the provincial finance. For the insurance of breeding sows, dairy cows and fattening pigs, the central government subsidizes 50% of the central and western regions, 40% of the eastern regions, 80% of the central units, and at least 30% of the local finance. For public welfare forest insurance, 50% is subsidized by the central government, 90% by the Daxing'anling Forestry Group, and at least 40% by the local finance. For commercial forest insurance, the central government subsidizes 30%, the Daxing'anling Forestry Group 55%, and the local government subsidizes at least 25%. The central government's agricultural insurance premium subsidy policy covers the whole country, and local governments can carry out relevant insurance types on their own. In 2015, the state will further increase agricultural insurance support, increase the proportion of premiums subsidized by the central and provincial governments to major grain crop insurance, and gradually reduce or abolish premiums subsidies at the county level in major grain-producing counties. continue to improve the coverage and risk protection level of the insurance of rice, wheat and corn. Insurance institutions are encouraged to carry out insurance on agricultural products with distinctive advantages, premium subsidies are provided in places where conditions permit, and the central government supports them by means of awards and subsidies, and expands the scope and coverage of animal products and forest insurance. encourage various forms of mutual assistance and cooperation insurance.
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The application of bank supporting agriculture should be fully used to make good use of the supporting policy.
It is the spring ploughing season, and the demand for financial support for agriculture is increasing. The China Banking Regulatory Commission recently issued a notice on doing a good job in rural financial services in 2015, requiring banking financial institutions to strengthen their responsibilities for supporting agriculture. Promote financial resources to continue to the "three"
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Comprehensive ecology is the key to a well-off society.
Spend thousands or tens of thousands of yuan, rent a few cents, a few mu of land, and plant green onions and vegetables. Nowadays, in metropolises such as Beijing and Shanghai, more and more people begin to rent land and grow vegetables on their own. Every weekend, families go out of the city to cultivate land, and the trend of returning to the countryside is quietly on the rise. Suburb
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