The application of bank supporting agriculture should be fully used to make good use of the supporting policy.
It is the spring ploughing season, and the demand for financial support for agriculture is increasing. The China Banking Regulatory Commission recently issued a notice on doing a good job in rural financial services in 2015, requiring banking financial institutions to strengthen their responsibilities for supporting agriculture. We will continue to tilt financial resources towards agriculture, rural areas and farmers. Compared with the support of the capital market to "agriculture, rural areas and farmers", the banking financial institutions, as the main force of traditional agriculture support, have more advantages in this respect, and should take this opportunity to make full use of regulatory policies.
At present, banking financial institutions should, in accordance with the CBRC's policy of giving greater tolerance to agriculture-related non-performing loans, do a good job in loan investigation and research, select qualified agriculture-related credit customers, and strive to cultivate credit sources. to ensure that the total amount and increment of agriculture-related loans show a substantial upward trend; to ensure that the scope of "agriculture, rural areas and farmers" credit should be expanded, the total amount of agriculture-related credit should be increased, and the base of credit statistics should be consolidated. According to the regulatory requirements such as strengthening the differential supervision of rural finance, appropriately increasing the weight of business assessment scores for agriculture, rural areas and farmers, and implementing flexible deposit-to-loan ratio for county corporate financial institutions that account for a relatively high proportion of agriculture-related loans, according to the seasonal demand characteristics of "agriculture, rural areas and farmers" industries, we should flexibly adjust the scale of credit, arrange credit rationally, and effectively alleviate the difficulty of agriculture-related loans.
In addition, banking financial institutions should mobilize their staff to expand the subjective initiative of "agriculture, rural areas and farmers" credit. The liability for agriculture-related non-performing loans should be based on the actual situation, the loan losses caused by force majeure objective factors such as natural disasters can be exempted from liability, eliminate the worries of the vast number of credit personnel in the branches of agriculture-related banks, and achieve the purpose of expanding the marketing of agriculture-related loans.
Banking financial institutions should also boldly innovate credit service methods and products, and boldly participate in the pilot projects of rural land contractual management rights and farmers' housing property rights mortgage loans in rural "three-right mortgage" pilot areas, so as to accumulate experience and provide ideas for the comprehensive promotion of "three-right mortgage" loans.
- Prev
The Ministry of Agriculture promotes the support policy of modern seed industry to reward the big counties of national seed production.
On May 4, it was learned from the Ministry of Agriculture that on April 30, the Department of Industrial policies and regulations of the Ministry of Agriculture announced policies and measures to deepen rural reform, develop modern agriculture and increase farmers' income in 2015. Including the policy of promoting the development of modern seed industry, which will be supported by the implementation of central finance.
- Next
Ministry of Agriculture: developing new rural financial organizations and promoting financial support to farmers
On May 4, it was learned from the Ministry of Agriculture that on April 30, the Department of Industrial policies and regulations of the Ministry of Agriculture announced policies and measures to deepen rural reform, develop modern agriculture and increase farmers' income in 2015. It mentions various measures for the development of new agricultural financial organizations and major financial support.
Related
- What do the flower language and meaning of Lutheran tree mean? Precautions for planting Lutheran tree
- Encounter Chaoshan Kongfu tea, not without this cup of Phoenix single clump
- The durian market in Vietnam and Thailand is flooded. The price of imported durian has plummeted by 30-40% in a month.
- Shanghai solved the problem of local vegetable supply by planting 80,000 mu of green leafy vegetables.
- Wageningen University has become the best agricultural university in the world for the seventh time in a row.
- The strongest export season of South African grapes is full of challenges, with exports to Russia falling sharply by 21%.
- Sri Lanka is on the verge of bankruptcy, "Tea for debt" Organic Agriculture Revolution aggravates the Food crisis?
- Turning waste into earthworm manure and worm manure into organic fertilizer-A new choice for auxiliary farming
- Organic rice growers shoulder the responsibility of nurturing agricultural talents! Yinchuan Sustainable Farm with Organic Life Camp
- Tunnel planting of Yuniu Little Tomato in greenhouse doubles yield and saves labor