The upgrading of agricultural insurance products is worth looking forward to

The CIRC recently held a press conference to announce the overall upgrading of agricultural insurance products. Drought, earthquake and other major disasters are included in the scope of insurance for the first time, and agricultural insurance products have been upgraded in an all-round way. A total of 738 agricultural insurance products and 22 insurance companies are involved in 34 provinces (autonomous regions, municipalities directly under the Central Government), 15 types of crops and 6 types of farmed varieties, further meeting the needs of agricultural risk management under the new situation.

For a long time, agriculture depends on heaven for a living. With the continuous development of science and technology, greenhouse vegetables, greenhouse agriculture into people's lives, so that farmers get rid of God to a certain extent. However, on a larger scale and to a greater extent, the situation of relying on heaven for a living will persist for a long time. In the event of natural disasters, farmers still can not do without agricultural insurance if they want to minimize their losses.

In fact, China has developed agricultural insurance business for a period of time, and the development of agricultural insurance has also made certain achievements. Agricultural insurance plays a positive role in stabilizing agricultural production and increasing farmers' income. From 2007 to 2012, agricultural insurance paid a total of 55 billion yuan. At the same time, the financial support for agricultural insurance has been increasing. After the central government subsidized agricultural insurance in 2007, it expanded from 6 provinces to the whole country, and the variety changed from 6 to 15. However, we still have to see that compared with the vast farmland, paddy fields, other economic fields, as well as the deep-seated needs of farmers, there is still a lot of room for the development of our agricultural insurance. This time, the CIRC will upgrade agricultural insurance products to a large extent to safeguard the interests of farmers and compensate for the losses caused by natural disasters.

Food is the most important thing for the people, and agriculture is the lifeblood of the country. no matter when, the country can not ignore the security and development of agriculture. It is an important aspect to encourage farmers to develop agricultural production and eliminate their worries. Only by increasing the intensity of agricultural insurance can more farmers, as well as those big grain growers and farmers, have more confidence in increasing production and make greater contributions to the country and society.