Further dredge the financial vein of poverty alleviation and development

To promote poverty alleviation and development and lift the rural population out of poverty is inseparable from the active participation of financial institutions. Only by further dredging the financial bloodstream and playing an important role in financing and market resource allocation can poverty alleviation and development be accurate and effective. It is necessary to find the power to promote the circulation of "blood", to find the flow direction of "blood" in blood vessels, and to give full play to the joint force of finance to achieve complementary advantages.

The work of poverty alleviation through development has always received widespread attention. A few days ago, some media reported that through more than 30 years of poverty alleviation, the poverty in rural areas has been greatly reduced. The poorest places are also the bastions of poverty with the weakest foundation, the worst conditions and the most arduous projects. Poverty phenomena such as rural classrooms and eating only three meals of meat a year in classrooms and dormitories form a strong contrast with urban modern civilized life, which all shows that poverty alleviation work has a long way to go.

According to the National Bureau of Statistics, there are still 70.17 million poor people in rural areas, accounting for about 7.2% of rural residents. The situation is urgent and the task is arduous to ensure that the poor are lifted out of poverty as scheduled in 2020. To promote poverty alleviation and development and lift the rural population out of poverty is inseparable from the active participation of financial institutions. In the face of the countdown to the 13th five-year Plan, only by further dredging the financial bloodstream and giving full play to its important role in financing and market resource allocation can poverty alleviation and development be accurate and effective.

To dredge the financial vein of poverty alleviation and development, it is necessary to find the power to promote "blood" circulation. As we all know, good poverty alleviation industrial projects can promote the economic development of rural areas and promote farmers to shake off poverty and become rich. However, due to the influence of historical factors and the limitation of resource endowment, there is often a lack of feasible poverty alleviation industrial projects in poor areas. However, the temporary backwardness does not mean that there are no prospects for development. The western region has many advantages of backwardness, from big data industry to rural tourism, from the "Belt and Road Initiative" strategy to the development and opening up of border areas, and other measures have been implemented on the ground. poor areas are ushering in multiple development opportunities. Financial institutions, as an important force in supporting local economic development, should combine local economic development strategies and poverty alleviation plans, act as the vanguard of a new round of poverty alleviation and development, and build their own management network into a powerful "fulcrum" for poverty alleviation and development. we will accelerate the flow of urban financial resources to rural areas and build a platform for attracting investment from poor areas.

To dredge the financial vein of poverty alleviation and development, it is necessary to find the flow of "blood" in the blood vessels. At present, there is no doubt that this direction should be "agriculture, rural areas and farmers" and small and micro enterprises. Since last year, the state has continuously issued a number of financial policies to guide the flow of funds to "agriculture, rural areas and farmers" and small and micro enterprises, and regulatory departments have also actively provided facilities for financial "supporting agriculture" and "supporting small enterprises". The foundation for the development of "agriculture, rural areas and farmers" and small and micro enterprises in poor areas is relatively weak, and they are even more looking forward to the financial "showers". In this regard, agriculture-related financial institutions should actively practice the concept of inclusive benefits and transform all kinds of preferential financial policies formulated by the state into "financial running water" to promote the development of poor areas. Especially under the background of mass entrepreneurship and innovation, financial service programs should be formulated in time to promote the development of small and micro enterprises in poverty-stricken areas, migrant workers returning home, college students' entrepreneurship, women's entrepreneurship and other financial service programs, so as to highlight maneuverability. we will continue to cultivate new driving forces for social and economic development in poor areas.

In order to dredge the financial vein of poverty alleviation and development, we also need to give full play to the financial joint forces to achieve complementary advantages. Financial institutions that provide services in rural areas include not only large commercial banks, agricultural commercial banks, and insurance companies, but also newly emerged village banks, micro-loan companies and rapidly rising Internet financial companies in recent years, as well as rural mutual financial organizations established by local "acquaintance society". All kinds of financial institutions should rely on their own advantages, form poverty alleviation cohesion and joint forces in poor areas, and jointly explore industrial poverty alleviation projects. Among them, the exploration of PPP model in the field of rural infrastructure and public utilities also provides a new stage for financial intervention in poverty alleviation and development. In short, financial poverty alleviation is by no means a "one-man show". In the face of the differentiated and diversified financial needs of various subjects in poverty-stricken areas, only by giving full play to their joint efforts and complementary advantages can financial institutions thoroughly dredge the financial vein of poverty alleviation and development.