MySheen

Discount loans cannot be "discounted" halfway

Published: 2024-11-05 Author: mysheen
Last Updated: 2024/11/05, In March this year, Luonan County of Shaanxi Province launched precise poverty alleviation financial discount loan, within two years county finance full discount interest. However, in July, the policy was adjusted, and the discount fund finance only bore half of the burden. The local explanation for this is that "individual poor households have not discounted loans."

In March this year, Luonan County of Shaanxi Province launched precise poverty alleviation financial discount loan, within two years county finance full discount interest. However, in July, the policy was adjusted, and the discount fund finance only bore half of the burden. To this, the local explanation is because "individual poor households did not use discount loan funds for industrial development, and even transferred discount funds to banks to eat interest."

It is an important measure to benefit farmers by granting discount loans to poor farmers, which is of great significance to farmers, especially poor households. However, in the implementation process, there are indeed individual loan households who use loans for other purposes. The problem is that, at the beginning of policy formulation, we should strictly guard against it through effective preventive mechanisms and regulatory measures. How can we respond hastily and adjust it at the last minute? What's more, there are only "individual" households with problems, and how can they discount the interests of the majority because of choking!

Policy half-way "face change", damage is not only the actual interests of farmers, but also the credit of the government. Such frequent changes not only violate the original intention of the policy, but also make farmers lose stable development expectations and be cautious.

 
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