To increase the sense of right is a prerequisite to encourage farmers to buy houses.
To promote farmers to buy houses in cities, the strength of financial support is particularly critical. It is far from enough to encourage farmers to buy houses in cities through financial support. So that more farmers are happy to buy houses in the city, giving them the right to stability can not be absent.
According to media reports, the Ministry of Housing and Construction recently convened the relevant responsible persons of the local housing management department to study the plan of destocking. On the basis of the original support for urban residents, the plan will focus on increasing support for farmers and migrant workers to buy houses. Financial subsidies, tax relief, interest subsidies, the inclusion of migrant workers in the scope of provident fund deposit to facilitate farmers' loans, and greatly increase the monetary compensation for demolition are all expected to be included in the "policy package".
The "policy package" drawn up by the Ministry of Housing and Construction aims to speed up the process of destocking in the real estate market. In the recent "four wars of annihilation" set by the Central Financial and Economic leading Group, the resolution of real estate inventory is in a key position. Whether the real estate market can develop smoothly or not is not only related to a number of downstream industries, but also related to the overall macroeconomic trend. Data show that by the end of October this year, the area of commercial housing for sale across the country was 686.32 million square meters, an increase of 21.22 million square meters over the end of September and a new record high. If the real estate market can not get rid of inventory, then the demand side of many industries can not be improved, thus restricting the entire economy.
Promoting farmers to buy houses in cities can provide new digestion power for the real estate market. Due to the large rigid demand in first-and second-tier cities, the pressure of destocking is relatively concentrated in third-and fourth-tier cities, while house prices in third-and fourth-tier cities are relatively low, and they are the main markets for farmers to buy houses. Therefore, how to encourage farmers to buy houses in cities through reasonable institutional arrangements has become the key to the war of annihilation of real estate destocking.
However, there is a lack of relief channels for farmers to buy houses in terms of financial support. Most of the peasant families who have gone to the city to buy houses rely on the accumulated funds to buy houses and are unable to use leverage. There are no buyers in the city, and they basically do not have the ability to buy houses in the city. Therefore, to promote farmers to buy houses in cities, the strength of financial support is particularly critical. Many of the fiscal and tax subsidies proposed in the "policy package" of the Ministry of Housing and Construction are basically financial support, which helps to improve the enthusiasm of farmers to buy houses in cities. However, it is still a question mark to what extent it can be achieved in the practical stage. For example, in the case of insufficient fiscal and tax income in most third-and fourth-tier cities, it is doubtful how much money can be spent to subsidize farmers to buy houses. In the situation where the bargaining power of farmers is not high, there is also a lack of further arrangements on how to improve the monetary compensation for demolition so that farmers can get more benefits.
In addition, even if farmers enter the city to buy houses, there are still "worries". If you do not have equal access to the public services of urban residents after entering the city, it will be very difficult to settle down, and buying a house can only become an investment behavior in order to make a profit after the appreciation of house prices, but this is not likely in third-and fourth-tier cities. In addition, if farmers who buy houses need to exchange the benefits of the original homestead and arable land for household registration, then the effectiveness of the policy of encouraging house purchases will be greatly reduced.
Therefore, it is far from enough to encourage farmers to buy houses in cities only through financial support. So that more farmers are happy to buy houses in the city, giving them the right to stability can not be absent. In this way, we can not only help real estate inventory, but also promote the equalization of public services, cultivate and expand consumer groups.
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