The premium in October before the upgrading of agricultural insurance has exceeded that of last year.
On November 13, the person in charge of the Insurance Regulatory Commission disclosed at a press conference on the operation of agricultural insurance that the upgrading and transformation of premium-subsidized agricultural insurance products from the central government has been completed throughout the country. From January to October this year, the premium income of agricultural insurance was 33.633 billion yuan, exceeding the level for the whole of last year.
It is reported that at the beginning of this year, the CIRC, the Ministry of Finance, and the Ministry of Agriculture jointly issued the "Circular on further improving the formulation of terms of premium-subsidized agricultural insurance products from the central government." it is deployed throughout the country to carry out the upgrading and transformation of premium-subsidized agricultural insurance products from the central government.
The relevant person in charge of the CIRC said at the press conference that so far, this work has been completed and agricultural insurance products have been upgraded in a comprehensive way. A total of 738 agricultural insurance products and 22 insurance companies are involved in 34 provinces (autonomous regions and municipalities directly under the Central Government), 15 types of crops and 6 types of farmed varieties. This is mainly manifested in improving the protection of agricultural insurance products, expanding insurance liability, raising compensation standards, reducing claim conditions, and reducing insurance premium rates, and so on.
As to whether this will increase the compensation rate of insurance companies, and whether insurance companies can bear it, the relevant person in charge of the CIRC said that if the liability of agricultural insurance is expanded, the operating costs of insurance companies will certainly be raised. However, after the operation of agricultural insurance in the past few years, the operation of insurance companies in agricultural insurance is relatively stable and should also be able to provide greater protection. The compensation rate of each type of insurance is not the same, but generally speaking, the operating state of agricultural insurance is still very good, so the expansion of product liability industry can bear.
The data show that since the central government implemented the agricultural insurance premium subsidy policy in 2007, China's agricultural insurance has developed rapidly and its ability to serve agriculture, rural areas and farmers has been significantly enhanced. In 2014, agricultural insurance achieved a premium income of 32.57 billion yuan, an increase of 6.2% over the same period last year; risk protection was provided of 1.66 trillion yuan, an increase of 19.6% over the same period last year; and 247 million insured households, an increase of 15.71% over the same period last year, covered more than 1.1 billion mu of major agricultural crops, with an underwriting coverage rate of nearly 50%, and the coverage rate of major rations crops exceeded 65%.
The relevant responsible person of the CIRC also pointed out that the upgrading of agricultural insurance products this time is mainly in terms of terms, and in the next step, the CIRC will steadily improve the level of protection, and at the same time, improve the product management system and formulate demonstration provisions for major crop insurance. we will improve the risk zoning and rate floating mechanism of agricultural insurance, and continue to play a positive role in supporting agriculture and benefiting farmers.
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The work of "agriculture, rural areas and farmers" must pay attention to the typical examples.
Comrade Xi Jinping pointed out: "it has always been an important working method of our party to be good at grasping models, letting them lead the way, and playing an exemplary role." The work of "agriculture, rural areas and farmers" should pay special attention to and be good at grasping models. How to become beautiful in rural areas and how to strengthen agriculture?
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There are over 1.3 million farmers' specialized cooperatives in China.
The reporter learned from the Xinghe Cup China Cooperative economy Annual Achievement Award ceremony held a few days ago that at present, there are 1.3374 million farmers' specialized cooperatives of various types in China, with a total contribution of 2.89 trillion yuan. From 2011 to 2014, the total contribution of farmers' professional cooperatives increased on average.
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